I need to see a doctor - what now?

It's that time of the year to start good habits.  Here are a couple of good habits regarding your health coverage.  1.  Carry your insurance card with you at all times.  In many cases, doctors and hospitals are expected to verify your benefits before treating you - hard to do if they don't have the information on your plan.  2.  Establish yourself with a primary care physician, even if you are a healthy person.  I can tell you from personal experience, you don't want to be looking for a doctor when you are already sick or hurt.  3.  Take control of your health.  The healthier you are, the less you spend on healthcare.  Isn't that what we all want?