Tuesday, December 1, 2009

Short Term Health Insurance

If you are between jobs, between health insurance plans, or just trying to figure out what to do for your permanent health coverage, you may need a temporary plan for a few weeks or even a few months.  Short Term Health Insurance is designed for just that situation.

Short term plans typically ask a couple of health questions and may screen for those with very serious medical conditions.  They also generally do not cover preexisting conditions, however, the premiums are modest.  This is the perfect plan to protect yourself against the possibility of that once in a lifetime accident occuring during the few months you are uninsured.

You may cover just yourself or an entire family.  You can purchase coverage for one month - or for up to 12 months.  It's a cost effective and flexible way of protecting yourself on a temporary basis.